Claiming to be Compensated for Motorbike Accidents
As a motorbike rider you will already be aware that you are more likely to have an accident than any other road user and if you do have an accident, you are more likely to be seriously injured. These are pretty sobering facts and in most cases just these thoughts will be enough for motorbike riders to take extra care on the roads. However, due to the small size of a rider on a motorbike, other motorists don't always see you. No matter how much care you take, the helmet you wear and the leathers you invest in, you cannot account for the actions of others. Obviously, if you are involved in an accident with a car, you are still likely to be injured and if the accident wasn't your fault, you might want to claim compensation to help your recovery. Research has shown that around 60% of accidents involving a motorbike involve a collision with a car and the combined forces involved can lead to serious injuries. So as well as insurance, it is very important that you are prepared to claim any compensation due. In addition to claiming for yourself in an accident, your passenger is also entitled to claim if they are injured. In fact if you were to blame for the accident, your passenger may be able to make a claim against you for injuries or loss of possessions. This thought alone may be enough to keep riders with passengers especially wary of danger points If you are involved in a motorbike accident whether with a car or another bike and it wasn't your fault, you should ensure that you have taken down all the relevant details of the other driver involved. In addition make a note of all the relevant details. This might include taking photos of the area and road layout to help in your claim. If possible get some witness statements or phone numbers so you can prove you were not in the wrong. Of course if you are seriously injured in the accident, these sorts of details will be taken by the police and passed on to your insurer. It is also important that your doctor makes an assessment of your injuries and passes this information on when asked to, by your claim company or insurer. This will help your compensation case. Even if your injuries are not serious enough for you to visit the hospital, you should still be checked over by a doctor to make sure there are no injuries which might show up later. There are a number of categories you may be able to claim under if you want to get compensation after your accident. These include:
Of course, avoiding an accident should be your number one priority as a motorbike rider. For this reason it makes sense to follow safety precautions such as wearing high visibility clothing, wearing leathers, always wearing a helmet, using lights at the appropriate times, staying within the speed limit and keeping your bike in good running order. If the worst was to happen, it is a good feeling to know that your immediate and ongoing costs can be covered by a claim for compensation. This means that even if your injuries are serious, you will be able to recover and get back to work without having to worry about money. |
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