|
|
 |
Car Injuries Compensation Claims |
 If you have been involved in a car accident, the last thing you want to be worried about is claiming for compensation for your injuries. The chances are you are having to deal with insurance companies, visiting hospitals or doctors and having to think about when and how you will get back to work.
However even minor accidents can result in major injuries and having compensation for those injuries can mean that you will get back to work more quickly and be able to cover all of the expenses associated with your treatment.
If the accident was your fault and you were injured, you cannot claim compensation. Compensation can only be given to people who were injured through no fault of their own.
Assuming you were not at fault for the accident, you are legally entitled to make a claim for your injuries. The other driver's car insurance will cover any damage to your vehicle and this is a straightforward procedure for them to carry out. However if you wish to make a claim for injuries, you can expect it to be slightly more complicated.
Employing the services of a claim firm can make this process easier, but you do not have to. It is possible to make compensation claims for injuries yourself.
Who is at fault
The first thing to do is to establish who is at fault for the accident. That person will be responsible for paying the compensation. You should take note of how the accident happened and get witness reports to make sure you can prove fault. Even if you cannot pursue the person because they do not have insurance or have left the scene, you are entitled to claim compensation from the Motor Insurers Bureau.
Your claim for compensation will not be paid directly by the person at fault, but by their insurer. However the other driver can expect their insurance costs to increase as a result.
Visit a doctor
You also need to visit your doctor to have your injuries recorded. Obviously if you need to visit the hospital after the accident this will be recorded by them. However if your injuries show up later, after the accident, you should see your doctor as soon as possible to be assessed. They can provide you with evidence of your injuries which is helpful during the claims process.
There are four types of compensation you can claim if you were injured as a result of a car accident:
Financial losses: These are the losses you have incurred as a direct result of your accident. This may include lost income, the cost of repairing your car, the cost of travel to and from hospitals or the doctor and so on.
Personal injury: You will get a certain amount based on the type of injury you have. This can range from a relatively small amount for whiplash to huge amounts for the loss of a limb. You can even claim for psychological distress or depression following an accident.
Interest: You will receive interest on the amounts awarded depending on the amount of time it take for the case to be settled.
Legal costs: You can claim costs if your compensation comes to more than £1,000. Many claims lawyers work on the basis of "no win, no fee". This means that they will get their fee as separate item and you will not have to worry about it.
Obviously claiming for compensation is simply going to add to the stress of your accident, but as you are entitled to it, you should be reimbursed. Being out of pocket due to someone else's negligence is a situation you would never want to be in and some extra money can make it slightly easier.
|
|
|
| Get Updates Via Facebook: |
|
|
|
| "Car Injuries" on Twitter: |
|
|
|
|
|
