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Whiplash Compensation Claims
[29.07.11] |
 What is Whiplash?:
Whiplash occurs when you injure the soft tissue in your neck. It is usually caused when your head has been suddenly jolted forwards, which Doctors call hyperflexion, or backwards, which doctors call hyperextension. This makes your neck muscles extend very suddenly, causing muscle spasm so that you can't move your neck properly.
The most common cause of this injury is car whiplash, particularly if someone drives into the back of you when you are likely to be flung forward and then backwards, jolting your neck. Car accident whiplash can happen even if the cars are moving very slowly on impact.
Symptoms of Whiplash:
The main symptoms of whiplash accident injuries are a headache, stabbing or dull pains in the neck, shoulders and arms and dizziness. If the whiplash is bad you may suffer from memory loss, difficulty concentrating, tinnitus and depression.
If you think you have suffered a whiplash injury you should first go to your Doctor for treatment and then consult a lawyer to discuss your claim for car whiplash.
Car Insurance and Whiplash Compensation:
If you are making a car insurance whiplash compensation claim like this you need to be aware of the car insurance whiplash compensation situation. The number of people caught driving without insurance has increased by almost a fifth in the last three years. This means that there are around 1.7 million uninsured drivers on our roads today, which is 1 in 12 of all road users! The chance of you having an accident with an uninsured motorist is therefore far higher than you might expect.
Don't worry though, there are still ways to successfully claim compensation for uninsured motorist accidents. Here are some great tips for dealing with this situation.
How Do I Claim for Injury Compensation if the Responsible Driver is Uninsured?:
MIB is short for Motor Insurers Bureau. This is a motor vehicle industry led organization that can offer you compensation when you are the victim of an accident involving untraced or uninsured motorists.
The MIB deals with both personal injury and property damage compensation after a road traffic accident.
What action Should I Take to Help Me Make a Successful Claim?:
- Exchange names and addresses and registration numbers with all parties involved in the accident
- Take the contact details of any witnesses
- Do not discuss who is to blame for the accident
- Report the case to the police asap. This is of great importance to the MIB when the claim reaches them
- Ensure that you receive medical attention if you have suffered injuries in the accident and obtain a medical report as evidence of your injuries
- Take photos of the accident scene including any damage to your vehicle and your injuries
- Get an estimate for the cost of repairing any damage to your vehicle.
- Report the accident to your insurers
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